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Lakeland • Nashville • Homerville • Valdosta • Conyers

CDs and IRAs

 

 

Certificates of Deposit

 

Our CD's range in maturity from 7 days to 5 years and may be automatically renewed.

  • Minimum Balance to Open - $1,000.00
  • Interest rates are based on current market rates at the time of purchase and are a fixed rate until maturity. Please call us for current available rates.
  • Interest may be paid by check or credited to another deposit account. Interest may be compounded quarterly on certificates with maturities of 12 months or greater.
  • A penalty may be assessed for early withdrawal.

 

 

 

Individual Retirement Account Certificates of Deposit   (IRAs)

  • Minimum Deposit to Open - $1,000.00
  • Our IRA Certificates have a 12 month term.
  • After the account is opened, you may make additional deposits into your account.
  • Withdrawals with no penalty may be made after you have reached the age of 59 1/2. Disbursements may be made by check or credited to another deposit account.
  • A penalty may be assessed for early withdrawal.
  • Interest rates are based on current market rates at the time of purchase and are a fixed rate until maturity.

Contact your local Farmers and Merchants Bank

and let your banking professionals help you save for the future.

 
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