Personal Checking
Let us handle your personal checking needs with one of our convenient personal checking accounts!
We offer the following types of accounts to suit every budget and need.
See one of your friendly Customer Service Representatives today for more information!
Regular Checking Account
- Minimum Balance to Open - $100.00
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $500 any day of the statement cycle
- A Debit Item Charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of your account) if the balance in the account falls below $500 any day of the statement cycle.
- Use our GO ANYWHERE Debit Card at any Bank's ATM free of charge
Club Account
- Minimum Balance to Open - $100.00
- No Minimum Balance Fee nor debit item charges
- Free Accidental Death Benefits
- Free Designated wallet-style checks
- No fee on purchase of travelers checks
- Use our GO ANYWHERE Debit Card at any Bank's ATM free of charge Club Account Options
- Individual Club - $8.00 per month
- Joint Club - $10.00 per month
- Family Club - $12.00 per month
- Senior Citizen Club* - $2.50 per month
- * Age 60 and up
NOW Account
- Minimum Balance to Open - $1,000
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $1,000 any day of the statement cycle.
- A Debit Item Charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of your account) if the balance in the account falls below $1,000 any day of the statement cycle.
- Interest on your account will be compounded monthly and credited to your account monthly.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
- At our discretion, the interest rate and annual percentage yield may change at any time. Please contact us for current available rates.
Money Market Plus Account
- Minimum Balance to Open - $1,000
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $1,000 any day of the statement cycle.
- A Debit Item Charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of your account) if the balance in the account falls below $1,000 any day of the statement cycle.
- A $1.00 fee will be charged for each debit transaction in excess of 6 transactions.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
- At our discretion, the interest rate and annual percentage yield may change at any time. Please contact us for current available rates.
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