Personal Checking
Let us handle your personal checking needs with one of our convenient personal checking accounts!
We offer the following types of accounts to suit every budget and need.
See one of your friendly Customer Service Representatives today for more information!
Regular Checking Account
- Minimum Balance to Open - $100.00
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $500 any day of the statement cycle
- A Debit Item Charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of your account) if the balance in the account falls below $500 any day of the statement cycle.
- Use our GO ANYWHERE Debit Card at any Bank's ATM, four times per month*, FREE of charge
- Check printing fee may apply depending on style and quantity of checks being ordered
- $2.00 fee to close account
Club Checking
- Minimum Balance to Open - $100.00
- No Minimum Balance Fee nor debit item charges
- Free Accidental Death Benefits (see insurance policy for details)
- Free Designated wallet-style checks
- No fee on purchase of travelers checks
- Use our GO ANYWHERE Debit Card at any Bank's ATM, four times per month*, FREE of charge
- Individual Club - $8.00 per month service charge
- Joint Club - $10.00 per month service charge
- Family Club - $12.00 per month service charge
- Senior/Employee Club (age 60 & up) $2.50 per month service charge
- $2.00 fee to close account
NOW Account
- Minimum Balance to Open - $1,000
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $1,000 any day of the statement cycle.
- Maintain a minimum balance of $1000.00 in the account each day to obtain annual percentage yield.
- A Debit Item Charge of $.20 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer, or payment out of your account) if the balance in the account falls below $1,000 any day of the statement cycle.
- At our discretion, the interest rate and annual percentage yield may change at any time -please contact us for available rates.
- Interest on your account will be compounded monthly and credited to your account monthly.
- Use our Go Anywhere debit card at any bank's ATM, four times per month*, FREE of charge.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
- Check printing fee may apply depending on style and quantity of checks being ordered.
- $2.00 fee to close the account.
Money Market Account
- Minimum Balance to Open - $1,000
- Minimum Balance Fee of $7.00 will be charged if the daily balance falls below $1,000 any day of the statement cycle.
- If your account has been opened less than 6 months and you request it to be closed, there will be a $10.00 charge.
- During any calendar month or statement cycle of at least 4 weeks, you may not make more than six withdrawals or transfers to another account of yours or to a third party by means of a pre-authorized or automatic transfer or telephone order or instruction. If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.
- A Service Charge of $1.00 will be imposed for each debit transaction in excess of 6 per statement cycle.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day. Interest begins to accrue on the business day you deposit non-cash items (for example, checks).
- At our discretion, the interest rate and annual percentage yield may change at any time. Please contact us for current available rates.
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